Auto * Home * Business * Life * Workers Compensation

At Summit Insurance, we carry multiple companies to fit your insurance needs.

Our goal is to give you the best coverage possible at the best price with
the best service possible.
Monthly Referral Winner!

Congratulations to Amy F for being our May referral winner!
She will receive a $50 Visa gift card and be entered into our year end drawing.

Thank you to all of you who participated last month in our referral program.
Please keep them coming throughout the year for multiple chances to win.
We appreciate your business!

Our referral program ~ Refer a friend or family member to Summit Insurance for their FREE quote on their Auto, Home, Business or Life insurance and we will send you a $10 Starbucks gift card whether or not they become a client. All the person has to do is mention YOU referred them to us. Your name will also be entered into a monthly drawing for a $50 Visa gift card. In addition, you get 1 chance for a new flat screen TV at our annual drawing that will take place at the end of the year!! Remember, you can REFER as many people and enter to win as many times as you like - MULTIPLE referrals count as multiple chances to win
***Office News***
Stephanie Freeman in our commercial lines department has come back from maternity leave this month.  We are happy to have her back in the office and we welcome her handsome son, Oliver.
Congratulations to our Personal Lines Department for receiving the District Top Performer Award from Erie.

Drowsy Driving
Sleepiness and driving are not a good combination!  The reality is drowsy driving affects everyone, but especially those under age 25, who make up an estimated 50% or more of drowsy driving crashes. Teens are three times more likely to be in a car crash if they are fatigued.  The scary part is you or your teen might not even recognize the warning signs of fatigue.

Fact is, driving while drowsy is similar to driving under influence of alcohol!  Drivers’ reaction times, awareness of hazards and ability to sustain attention all worsen the drowsier the driver is.  Driving after going more than 20 hours without sleep is the equivalent of driving with a blood-alcohol concentration of 0.08% – the U.S. legal limit.

So, what can everyone do to reduce the risk for themselves and their teen drivers? 

As a general rule, an adult should get 7 hours of sleep within the last 24 hours is considered an adequate amount of rest.  Teens however, should receive at least 9 hours.  But a day at the beach out in the sun, combined with a lot of strenuous activities such as swimming or volleyball, can leave you and your teen sapped when the sun goes down, regardless of the amount of sleep they received the night before. So, what’s most important is to know the warning signs of drowsy driving and teach your teen those warning signs too.  Also point out that fatigue and drowsiness can occur at any time, day or night.  You and your teen need to know as soon as they recognize one or more of the following warning signs, they need to pull over and rest as soon as is safely possible, THEY MAY NOT GET A SECOND CHANCE!

  • Difficulty focusing, frequent blinking, or heavy eyelids
  • Daydreaming; wandering/disconnected thoughts
  • Trouble remembering the last few miles driven; missing exits or traffic signs
  • Yawning repeatedly or rubbing their eyes
  • Trouble keeping their head up
  • Drifting from their lane, tailgating, or hitting a shoulder rumble strip
  • Feeling restless and irritable

When the human body needs rest, there is NO substitute for sleep.  Coffee, energy drinks, rolling the windows down, or cranking up the radio simply do not work.  Pulling over someplace well lighted, and safe to grab just one hour of sleep can work wonders in restoring alertness.  Stress they need to repeat this process as often as necessary to safely make it to their destination. 

As we enter the 100 most dangerous days of summer for teens, they may be taking long trips for a beach vacation, or to meet up with friends, so it is important to talk to them about “drowsy” driving.  You may already have a “parent-teen driving agreement” concerning such issues as drug and alcohol use, texting, cell phone use, and curfews, you should also include a clause addressing driving when fatigued.

You love your children more than life itself, so have them promise they will pull over and rest at the first sign of fatigue.  Let them know that driving while tired is simply not an option.  Tell them you’ll completely understand if they are late getting home because they had to pull over and get some rest.  Stress to your teen that driving “just those few more miles to get there” might be the be the last miles they ever drive. 

One final note, make sure you practice what you preach when you talk to your teen about drowsy driving!

For more information, visit

This safe driving tip is provided by Teen Driving Solutions,


Virginia International Raceway Dates

Charlotte Motor Speedway Dates

Aug. 17-18

July 27-28

Oct. 19-20

Aug 10-11

Nov. 16-17

Oct 12-13

  Phone: 919-552-5775
Locations: Virginia International Raceway (VIR), just over the NC line in Alton, VA & Charlotte Motor Speedway (CMS) in Concord, NC.
Teen Driving Solutions is a 501(c)(3) not-for-profit organization
Pet of the Month

                 Stephanie Freeman's Furry Child

Although being a 10 pound lapdog, Cooper likes to think of himself as the Alpha dog. He is a 4 year old Maltese Yorkie and loves to be the center of attention, even though he has to share it with his younger dog and human brothers. His favorite things to do are exploring and taking his Saturday morning trips to Chick-fil-A. He is our first dog, and we couldn’t love him any more.
Recipe of the Month

Coffee Cake Muffins


  • For the Muffins:

1½ cups all-purpose flour

½ cup brown sugar

2 teaspoons baking powder

1 teaspoon cinnamon

¼ teaspoon baking soda

¼ teaspoon salt

¾ cup strong brewed coffee, chilled or ¾ cup milk

⅓ cup canola oil

1 egg

¼ cup raspberry preserves

  • For the Topping:

¼ cup all-purpose flour

¼ cup brown sugar

¼ teaspoon cinnamon

3 tablespoons cold butter, cut into small cubes

¼ cup walnuts, finely chopped

  • For the Vanilla Glaze:

½ cup powdered sugar

1 tablespoon milk

½ teaspoon vanilla



  • Preheat oven to 400 degrees F and prepare 12 muffin cups with paper liners.
  • In a large bowl, combine the flour, brown sugar, baking powder, cinnamon, baking soda, and salt. In another large bowl, combine the coffee, oil, and egg. Stir the dry ingredients into the coffee mixture until just combined and moist. You don't want to over-mix!
  • Fill the paper-lined muffin cups with enough muffin batter to cover the bottom. Drop 1 teaspoon of raspberry preserves into the center of each muffin cup and top with remaining batter.

  • For the Topping: In a small bowl, combine the flour, brown sugar, and cinnamon. Cut in butter until mixture resembles coarse crumbs (works best using a pasty blender) and stir in walnuts.
  • Sprinkle topping evenly over the muffin batter and bake for 18-20 minutes. Remove pan from oven and cool 5 minutes.
  • For the Vanilla Glaze: In a small bowl, combine powdered sugar, milk, and vanilla. Mix to a smooth, thick consistency. Add more milk to thin, if necessary. Drizzle glaze over warm muffins and serve.
Summit Insurance is here for you during those hard and unexpected times.  

During Business Hours, please call our office at 704-659-2141 and one of our agents will be happy to assist.

After Hours, please call your carrier directly and they will be able to assist you.  Our website has ALL claims phone numbers.

Please note: All homeowner claims need to be turned in by you, the insured. A third party is not allowed to turn a claim in on you

Mail: PO Box 2485 Huntersville NC 28070
Location: 108 N. Statesville Rd, Huntersville NC 28078
P: 704 659 2141 | F: 704 659 2148 | E: